Analysis of Murabaha Financing from Influence of Asset, Deposit Fund, and Profitability

Journal Title: Journal of Economics and Business - Year 2019, Vol 2, Issue 3

Abstract

This study aims to determine the effect of financing to deposit ratio (FDR), DPK, return on assets (ROA), non performing financing (NPF), capital adequacy ratio (CAR), and operational efficiency ratio (BOPO) on murabaha financing (MF). The population in this study is an Islamic commercial bank during the period 2012-2017, from all populations, there are 11 Islamic commercial banks which have criteria to be used as research samples. Data used in this research are annual financial statements published on the official website of Islamic commercial bank. The analysis technique used in this research is multiple linear regression analysis. The results of this study indicate that the FDR has no significant effect on murabaha financing; DPK (DPK) has a significant positive effect on MF; ROA has no significant effect on MF; NPF has a significant positive effect on MF; CAR has no significant effect on MF; and BOPO has no significant effect on MF.

Authors and Affiliations

Nurhasanah . , Shinta Melzatia

Keywords

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  • EP ID EP646451
  • DOI 10.31014/aior.1992.02.03.112
  • Views 78
  • Downloads 0

How To Cite

Nurhasanah . , Shinta Melzatia (2019). Analysis of Murabaha Financing from Influence of Asset, Deposit Fund, and Profitability. Journal of Economics and Business, 2(3), 618-626. https://www.europub.co.uk/articles/-A-646451