Aspects of Risk Managementin Banking Sector of Bangladesh
Journal Title: IOSR journal of Business and Management - Year 2018, Vol 20, Issue 8
Abstract
The purpose of this paper is to identify the risks faced by banking sector and the process of risk management of different banks in Bangladesh.This paper also examined the different techniques adopted by banking industry for risk management. In the use of Bangladesh Bank guidelines for managing risks, it is revealed that asset liability management, investment risk management and foreign exchange risk management are much significant to the bankers. In order to make the risk management effective in the selected commercial banks operating in Bangladesh, the major types of risks, e.g., credit risk, market risk, operational risk, interest rate risk, foreign exchange risk, equity risk, liquidity risk, money laundering risk, information technology risk, marketing risk and human resource risk need to be emphasized by the concerned bank authority. This paper reviews the different literature on risk managementof banking sector of Bangladesh.Banks in Bangladesh are found to have a clear understanding of risk and risk management,and have efficient risk identification, risk assessment analysis, risk monitoring, credit risk analysisand risk management practices. The paper discusses the current status of risk and risk management employed in the banking sector of Bangladesh. It identifies the tools and methods used in managing credit risk, market risk, liquidity risk and operational risk by different banks.
Authors and Affiliations
Md. Abdul Mannan Khan, Rabiul Islam
Keywords
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- DOI 10.9790/487X-2008061522.
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