Bank Loan Typology in Financing of Companies
Journal Title: Dezbateri social economice - Year 2014, Vol 6, Issue 4
Abstract
After a long crisis, economic recovery requires funding in economy, especially of companies by means of commercial banking, in such a way that a credit must become again one of the most important banking products, where deposit interests reached historical minimums. How will banks succeed to stimulate lending, by granting more loans securely, what is the range of products and services under offer in this regard, how will banks succeed facing the new Basel III framework, these are actual questions concerning entire finance banking sector. This article claims to be an introduction presenting typology of credits, subject to short and comprehensive illustration of existing credits, as their classification, instead of marketing principles, is based on exclusively healthy economy principles, universally valid.
Authors and Affiliations
Florin-Mihai Magda
Keywords
Related Articles
- EP ID EP89393
- DOI -
- Views 112
- Downloads 0
Corporate Governance – Key Factor to Enhance Performance
Corporate governance is a topic of great interest in the current economic climate being widely debated in scientific economic papers and can be defined as the system by which companies are directed and controlled, but al...
Sovereign Gold Reserves
Gold has had a special course; it has influenced history and has triggered enrichment fantasies. Beyond the value given by its scarcity and its physic-chemical properties, gold has many other uses. Yet we tend to&nb...
Incidents of Fiscal Policy on the Competitive Environment in Romania
The approach of fiscal policy in Romania covering both macroeconomic issues, implementing a certain philosophy fiscal budget to maximize the role of general government revenue in order to improve the function o...
The internet of things. Between efficiency and privacy
The digital era opens the horizon to structural transformations in the economy and it enables the promotion of synergetic visions on the issues that humanity is currently dealing with: the significantly more efficient us...
Channels through which the Terminology and Ideas about Tourism Entered the Romanian Territory