Bank Resources, Interest Margin and Long-Term Bank Financing in Franc Zone
Journal Title: Account and Financial Management Journal - Year 2024, Vol 9, Issue 01
Abstract
The aim of this study is to determine the impact of bank resources and interest margin on the long-term bank lending in the countries of the franc zone over the period 2006-2016. We adopted a static panel data model and the random effects estimator. We used a static panel data model with random effects and the generalized least squares (GLS) estimation method. Our results show that basic bank capitalization and long-term savings positively and significantly impact the supply of long-term bank loans within this area. Only equity negatively and significantly affects the granting of long-term bank loans. We also find that the bank interest margin negatively and significantly influences the granting of long-term bank loans.
Authors and Affiliations
DONGHO WAMBA TEJIO Willi Verlaine, TAKOULAC KAMTA Marcel, DINAH GEMBOM PHUNGEH
Keywords
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- EP ID EP726206
- DOI 10.47191/afmj/v9i1.01
- Views 43
- Downloads 0
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