Determination of Financial Behavior and Attitudes of University Students: A Survey on Perceptions of Financial Literacy

Journal Title: Journal of the Human and Social Science Researches - Year 2016, Vol 5, Issue 7

Abstract

Basically, financial literacy defines the efficiency of decisions taken by individuals in making selection financial instruments in the individuals’ life. Nowadays, every individual having money can take small or big decisions about the things to be able to be bought with money by individuals in question. What is important is that taken decisons are conscious and their results are useful for individual, society and economic life. On the other hand, In terms of providing a significant contribution to the economic life, It is necessary that Increasing the individuals savings and realizing successfully the management of risks likely to be faced with. For this purpose, increasing the level of financial information across all segments of society is of importance. In this context, as well as the level of financial information, situations such as individuals’ consumption habits, their life experiences and their educations have an impact on individuals in making financial decisions. In today's world Where Financial products offer diversity so much, that determination of individuals' perceptions on the subject of financial literacy in conjunction with abovementioned factors is important. In this study, in order to determine How financial literacy perception of undergraduate degree students in Manisa Celal Bayar University affect their financial behaviors and attitudes, Survey study has been made over the selected scale. The findings achieved in the result of research have been described with the frequency distribution method.

Authors and Affiliations

Selin COŞKUN| Öğr. Gör, MCBÜ Ahmetli Meslek Yüksekokulu selin.coskun@cbu.edu.tr

Keywords

Related Articles

Dark Tourism, Terror Tourism and Its Potential in Turkey

In this study, the "dark tourism" concept has been examined, types and examples are presented and dark tourism activities are evaluated from the perspective of the world and Turkey. Dark tourism applications and its curr...

“KARABAKH IS MY RELĠGĠON...” (motif of Karabakh in the works of Ulvi Bunyadzadeh)

In this article we drew attention to the motif of Karabakh – to the events related to Karabakh - in the works of the young shehid-poet Ulvi Bunyadzadeh. The motif of Karabakh in his poem “The way of life”, rhyme “I am st...

TheEffect Of InvestmentIncentives On Migrations: TheRegion Of TR33

States promote in different proportions and types investment incentives in regions and sectors to achieve the various socio-economic objective. The main purpose of these incentives is to develop the region or sector and...

The Role of Tax Policies in Preventing Middle Income Trap

Middle Income Trap (MIT), which can be regarded as the main problems of positive growth in sustainability of developing countries, is one of the current research subjects. Although MIT does not have a specific definition...

Gender and Its Effect on Using Domestic Technology

Gender, determines women's and men's social roles and responsibilities in society. Society identifies the roles and also aspects of the roles of male and female need to carry. The role and its characteristics are known b...

Download PDF file
  • EP ID EP2723
  • DOI -
  • Views 414
  • Downloads 28

How To Cite

Selin COŞKUN (2016). Determination of Financial Behavior and Attitudes of University Students: A Survey on Perceptions of Financial Literacy. Journal of the Human and Social Science Researches, 5(7), 2247-2258. https://www.europub.co.uk/articles/-A-2723