Examining the Predictive Power of Financial Literacy and Theory of Planned Behavior on Intention to Change Financial Behavior
Journal Title: International Journal of Business and Management Invention - Year 2018, Vol 7, Issue 3
Abstract
This study attempts to examine the intention of financial behavioral change intention using extended Theory of Planned Behavior (TPB) to underpin the research’s framework. Specifically, the objective of this study is to examine the effect of attitude, subjective norms and perceived behavioral control on intention to change the financial behavior. In addition to that, financial literacy is incorporated into the model as the antecedents influencing not only one’s attitude, subjective norms, and perceived behavioral control towards change in financial behavior, but also directly towards intention to change the financial behavior. Data were collected from undergraduate students in Malaysia (millennial generation), and analysed using Partial Least Squares Structural Equation Modelling. The findings suggested that all claimed hypotheses were partially supported. Implication and contribution of the study were discussed to justify the significance of this research.
Authors and Affiliations
Nelson Lajuni, Noraini Abdullah, Imbarine Bujang, Yusman Yacob
Keywords
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- EP ID EP400489
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