Factors Affecting Customer’s Adoption Sharia Banking : Case In South Sulawesi Province, Indonesia
Journal Title: International Journal of Management Sciences - Year 2013, Vol 1, Issue 11
Abstract
This study uses quatitative reasearch methode trough survey designs that aim to examine the factors that affecting motivation of the non-customers willing to adopt and motivation of the customers willing to continue adopting sharia banking. Sample and respondent were 100 customers of Sharia Banking, 300 customers of conventional banking 160 customer of both sharia and conventional banking, and 160 noncustomers sharia banking selected systematically sampling from eight districts and two cities in South Sulawesi Provence, Indonesia. The hypotheses are tested with binary logistic regression analysis. The results of this study showed that the factors or variables of education, sex, income, ccessibility, community leader positition, acceptance of conventional banking considerations-services, considerations popularity, considerations-sharia religion law, opinion sharia banking as sharia religious law, and sharia banking-type services of fund raising have significanly effect on motivation of the non customers willing to adopt sharia banking. On the otherhand, the variables of main Job, scale enterprises, considerations of cash vending machine facilities, opinion-sharia banking easily services, sharia banking-type services fund raising, attitude-sharing system, and sharing system applicable have significantly effect on motivation of the customers willing to continue adopting sharia banking. This study provides new evidence on consumer banking behaviour and adoption inovation theories. For practically, this research as important information in developing sharia banking.
Authors and Affiliations
Ir. Palmarudi Mappigau, Haris Maupa
Keywords
Related Articles
- EP ID EP26762
- DOI -
- Views 330
- Downloads 7
Assessing the Interpretation and Application of Workplace Happiness Scale from Malaysian School Settings using Rash Model
This study aims to interpret the suitability of a six-point Likert scale for the modified and adjusted workplace happiness scale developed by Pryce-Jones (2010) in Malaysian school settings. A total of 300 trained of da...
Study Trends Managers about the Application of Quality Management Application on the Yarmouk Hospital
Health institutions seeking to achieve the planned objectives is based on accurate scientific by relying on managers, doctors and professional staff in retaining well-trained, to achieve the goals set, acceptable and of...
Human Resources Empowerment
Importance of human resources is no secret to everyone and organizations to survive in a complex and challenging environment needs capable and creative staffing. Empowerment and human resource development is a manageme...
The Social Context of Consumption: Analysing Social Reference Group Factors that influence Millennial Mobile Phone Purchasing Behaviour
The purchase decision making process is highly characterised inter-alia, by complex socio-economic factors and the influence of the social setting under which the product/brand is purchased and or consumed. This resear...
The Success of Lembaga Tabung Haji in Enhancing Muslim’s Economics
Lembaga Tabung Haji (LTH) is one of the Islamic financial Institutions in Malaysia. The purpose of its establishment is to help Muslim community to perform their Hajj and to raise the Muslim economic to the highest lev...