Factors Affecting the Low Interest in Using QRIS As a Non- Cash Payment Method
Journal Title: International Journal of Social Science And Human Research - Year 2024, Vol 7, Issue 07
Abstract
In the modern era, advancing technology plays a crucial role in simplifying human activities, with the non-cash payment system being a significant development in digital transactions. The objective of this research is to identify the factors influencing the low interest in the use of QRIS as a non-cash payment method among Micro, Small, and Medium Enterprises (MSME) participants in Pesinggahan Village. The sampling technique used a census with a sample size of 200 and 17 variables. Based on the result and discussion of factor analysis, four factors influencing the low interest of MSME players in Pesinggahan Village in adopting QRIS as a non-cash payment method were identified. These four factors include the trust in the effectiveness of QRIS, the capability factor of MSME players, the ease of QRIS usage factor, and the security and convenience factor for customers.
Authors and Affiliations
Kadek Ayu Alit Suparti, I Gusti Ayu Made Srinadi, Desak Putu Eka Nilakusmawati
Keywords
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- EP ID EP740574
- DOI 10.47191/ijsshr/v7-i07-78
- Views 57
- Downloads 0
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