Factors Effective on the Adoption of Internet Banking(A Case Study ofIlam Province Banks)
Journal Title: International Research Journal of Applied and Basic Sciences - Year 2013, Vol 4, Issue 8
Abstract
One of the institutional changes of financial industry which occurred due to prodigious growth of Internet and, is developingincreasinglyis the promotion of e-banking, and as a result, the emergence of virtual or Internet- based banks. Thisstudy follows a correlational survey methodology and its statisticalsample is comprised of the customers of Ilamprovince banks. The Sample size was computed by Cochran formula and 400 questionnaires were distributed. Thedata of the study were collected using a questionnaire, the first part of which was about demographical questions and the second section, based on Likert scale, was used to assess the respective variables. Its Content validity has been confirmed by experts and reliability was computed by a - Cronbach method. Furthurmore, using AMOS software, factor analysis method and structural equations were used and the results of factor analysis confirmed the appropriate reliability of this model. Research findings show that attitude and perceived behavior control have a positive effect on the intention of customers to use the Internet- based banking, whilesubjective norm does not have any effect on the customers intention to use Internet- based banking. Perceived usefulness, perceived ease of use, security, privacy and compatibility affect on customers attitude.self- efficiency, government support and technical support impact on the perceive behavior control.
Authors and Affiliations
Fatemeh Rahmati| MSc.Student in BusinessManagement, Department of managmen, Kermanshah branch, Islamic Azad University, Kermanshah, Iran., Babak Jamshidi Navid| MSc.Student in BusinessManagement, Department of managmen, Kermanshah branch, Islamic Azad University, Kermanshah, Iran., Ghasem AliShiri| MSc.Student in BusinessManagement, Department of managmen, Kermanshah branch, Islamic Azad University, Kermanshah, Iran.
Keywords
Related Articles
- EP ID EP5590
- DOI -
- Views 329
- Downloads 11
Sociology of life and building in company town
When oil was discovered in the south of Iran, there appeared a great need to establish a city to handle the requirements of oil system. Industry and urbanization were brought to south-west Iran when large quantities of o...
Studying the relationship between organophosphorus pesticides and cholinesterase enzyme level in pesticide sprayers in Birjand city
Background:The present study was conducted to assess the relationship between the use of organophosphorate poisons and level of cholin esterase enzyme in the serum of greenhouse workers throughout Birjand city. This cros...
Electrophoresis: What does a century old technology hold for the future of separation science?
Electrophoretic separation was first demonstrated in the year of 1807 and has since been a staple tool used by biologists and chemists for more than a century since its inception. From the initial crude paper electrophor...
Technical Efficiency of Sorghum Production in Hong Local Government Area of Adamawa State, Nigeria
This paper investigates the technical efficiency of sorghum production and its determinants, using the stochastic frontier production function which incorporates a model of inefficiency effects. Farm level data were coll...
Impact of Capital Structure on Banking Performance: Evidence from Tehran Stock Exchange
The purpose of this paper is to investigate Impact of Capital Structure on Banking Performance in stock exchange Tehran. Based on financial statements of Iranian banks for the period 2009-2014. The study establishes a mo...