Fingerprint-Based Smart Digital Life Certificate Using Mobile Technology
Journal Title: International Journal of Innovations in Science and Technology - Year 2025, Vol 7, Issue 2
Abstract
A pension plan is a savings solution for pensioners that plays a vital role in pensioner’s life after retirement. Different pension disbursing systems have been implemented which aim to support individual pensioners after retirement.This study highlights several critical issues forpensioners. Most of the pensioners are of old age, and it is difficult for them to move physically towards the concerned authority for life authentication in a periodic manner. This study proposes a model for pension disbursing based on the fingerprint scanner-enabled smartphone. The proposed model is designed for pensioners’bi-annual authentication and issuance of Digital Life Certificates(DLC) ubiquitously. The proposed model eliminates the physical presence and traveling expenses. The Hammer and Champy methodology are utilized to construct the model while the Delphi method is used for evaluating the proposed model. This study involves quantitative research to investigate the behaviouralintention to accept fingerprint scanner-enabled smartphonesfor the pension-receiving process. The data was analysedby applying the goodness-of-fit Chi-square test to inspect the efficiency and impact of the adoption of a mobile-based biometric fingerprint system (MBFPS) for the pension disbursing system.
Authors and Affiliations
Muhammad Abid Khan, Kamran Ahsan, Muhammad Khalid Shaikh, Sana Irshad
Keywords
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