Internal factors affecting the profitability of City Banks
Journal Title: International Research Journal of Applied and Basic Sciences - Year 2013, Vol 5, Issue 12
Abstract
Banks as intermediaries' money resources besides the institutions like investment stock market and insurance markets are considered as the main pillars of financial. Study for identification of the performance of banks in the implementation of each of the functions can present a spectrum of strengths points and the existing weakness in the banks. As far as the banks just like the other companies follow economic profitability, to achieve this important goal is necessary to recognition of effective variables on the profitability. The present research examined the internal factors affecting the profitability of city banks during the years 2012-2009.Internal factors affecting the profitability of banks, including; deposit amount, the payment facilities, credit risk management, cost management and the amount of liquidity. The research method was a descriptive –correlational and testing of hypotheses by examining the correlation and regression. The results showed that there is a direct relationship between the profitability of the banks with the credit risk management and cost management, and the amount of deposits, loan payments, and the amount of liquidity are negatively and significantly related.
Authors and Affiliations
Fatemeh Nahang| M.Sc of Accounting of Department of Accounting, Faculty of Accounting, Science and Research Branch , Islamic Azad University , Zahedan, Iran, email:fateme.nahang@yahoo.com, Maryam Khalili Araghi| Assistant Professor of Department of Business Management, Science and Research Branch, Islamic Azad University, Tehran, Iran
Keywords
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