Retail Banking and Modern Personal Finance Management Tools
Journal Title: Zarządzanie i Finanse - Year 2013, Vol 11, Issue 2
Abstract
Modern personal finance management tools (PFM tools) enable their users to gather information concerning all the transactions they made in various financial institutions (banks, investment funds, brokerage offices) in one database. This article presents the evolution of these tools as well as the key factors which accelerated their development in the recent years. The experience of U.S.A. banks shows that integrating PFM tools with internet banking brings about many positive effects. Although the American solutions cannot always be accurately transferred to the European market conditions, competent reorganization of websites should be expected to constitute a challenge for banks in Poland in the upcoming years.
Authors and Affiliations
Adam Barembruch
Keywords
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