Non-performing loans and its implications toward Bank Performance: Comparison on Islamic and Conventional Banks
Journal Title: International Journal of Academic Research in Business and Social Sciences - Year 2018, Vol 8, Issue 12
Abstract
Non-performing loans (NPLs) could be one of the main reasons toward economic and financial instability in the most of the countries in this world. Therefore, this study attempts to discuss the factors that lead to the NPL and hence to see the implications toward bank performance. Many previous studies have solely focused on investigating the determinants of non-performing loans (NPLs) for conventional banks and it seems like there are lack of research were done for Islamic banks industries. According to the past studies, there are two main categories of the factors, which are macroeconomics factors, and bank-specific factors were mentioned as the major determinants of NPLs. By looking at both financial sectors which conventional and Islamic banking sectors, the implications of the NPLs will be find out and thus it aimed to model non-performing loans in a few Asian countries and later do a comparison across the model.
Authors and Affiliations
Eni Noreni Binti Mohamad Zain, Puspa Liza Binti Ghazali
Keywords
Related Articles
- EP ID EP574542
- DOI 10.6007/IJARBSS/v8-i12/5052
- Views 97
- Downloads 0
Ramification of Crowdfunding on Entrepreneur Self-efficacy
The innovative funding sources become more and more important in the SME sector all over the world especially after the 2007-2008 world financial crisis. In order to develop a new business idea, start-ups and SMEs need a...
Managing Employee Risk Culture towards Increasing Employee Performance (Staff Morale)
An employee risk culture survey is one way to determine the staff morale in organizational performance. Therefore, this study is conducted to identify action that can be taken by organization to improve the effectiveness...
Obstacles to Employability Skills Training Programs in Malaysia from the Perspectives of Employers’, Educators’ and Graduates’ Perspective
Over the last two decades, employability skills training programs initiated by the Malaysian government and agencies are an essential strategy to improve the skills of the workforce and minimize unemployment. However, st...
Gotong-royong and Halal Slaughter Practice in Feast Held by Seni Silat Cekak Malaysia
Seni Silat Cekak Malaysia Association (PSSCM) is a martial art organisation that functions not only to develop and expand the Malay silat but also to educate members and families to practise Malay-Muslims way of life. Th...
Efficacy of Doctor WoRM’s Module for Year Four Low Achievers
Mathematics is a core subject teaching in primary school education in Malaysia. Every pupil has to be mastered in four basic arithmetic skills. In this case, single-digit multiplication is important as it is the basis fo...