PERFORMANCE APPRAISAL OF ANDHRA BANK AND ITS ROLE IN FINANCIAL INCLUSION
Journal Title: International Journal of Languages, Education and Social Sciences (www.ijless.com) - Year 2012, Vol 3, Issue 1
Abstract
Access to finance, especially by the poor and vulnerable groups, is an essential requisite for employment, economic growth, poverty alleviation and social up-liftment. Here lies the importance of financial inclusion. Financial inclusion or inclusive financing is the delivery of financial services at affordable costs to sections of disadvantaged and low-income segments of the society. The Government of India has taken a number of initiatives so that the banks can serve the poor in a hassle-free manner. With a view to spreading the services to poor and vulnerable groups Andhra Bank plays a vital role in financial inclusion. Keeping this view, the authors have made an attempt to discuss the role of Andhra Bank towards Financial Inclusion as the main objective of this paper. It also analyses the performance of the Andhra Bank in terms of its deposits, advances, income, expenditure and profitability etc.
Authors and Affiliations
Dr. K. V. S. Prasad , Prof. G. Sudarsana Rao
Keywords
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