Procedure for Creating a Virtual Multibank Agent
Journal Title: Asian Economic and Financial Review - Year 2012, Vol 2, Issue 1
Abstract
In this paper, we propose a procedure that makes it possible to create a virtual multibank agent that will assist potential banking customers in their decision making, who are demanding with respect to the level and quality of the banking services that they would like to receive, particularly when it comes to deciding to invest their savings or apply for financing for their expenses. The virtual multibank agent would act on two levels: first, it would optimize navigation through an online banking website; and secondly, it would sort through the banking information available online and refine this information in order to offer the best option among those available. Tabu search algorithms and the use of intelligent agents based on fuzzy logic by means of prior categorization are techniques that have proven to be useful in applications for the optimum distribution of information in the shortest amount of time possible, and the search for the best solution among all those available.
Authors and Affiliations
Lozano Carmen| Professor, Department of Financial Economy and Accounting, Universidad Politécnica de Cartagena, Spain, Fuentes Federico| Professor, Department of Economy. Universidad Politécnica de Cartagena, Spain
Keywords
Related Articles
- EP ID EP1755
- DOI -
- Views 667
- Downloads 36
THE CAPITAL INVESTMENT DECISION UNDER INFLATION IN VIETNAM: A CASE STUDY
Inflation and its adverse impacts on the economy are attacking Vietnamese enterprises at two-digit level at present. The managers need the effective foreseeing tools to prepare their budget to be suit to the complex evol...
An Empirical Assessment of the Real Exchange Rate and Poverty in Nigeria
This paper investigated the influence of the real exchange rate on poverty within the framework of a dependent economy model. Using data covering 1980 to 2010, the result of a Vector Error Correction model (VECM) showed...
THE IMPACTS OF THE QUALITY OF THE ENVIRONMENT AND NEIGHBOURHOOD AFFLUENCE ON HOUSING PRICES: A THREE - LEVEL HIERARCHICAL LINEAR M ODEL APPROACH
This paper employs a three-level hierarchical linear model (HLM) to examine the impacts that the quality of the environment and neighbourhood affluence have on housing prices. The empirical results suggest that there are...
BARRİERS TO ENTRY AND TWO-SİDED MARKETS: A RESEARCH IN A SHOPPİNG MALL İN ISTANBUL
Two-sided markets are the new issues in economic theory and have been studied since the beginning of the 21th century. Barriers to entry are also important to provide a balanced full competition condition in markets. Gen...
MICROFINANCE AND WOMEN EMPOWERMENT IN MADINA IN ACCRA, GHANA
Among the main objectives of microfinance intervention is to help women entrepreneurs grow their businesses and hence enhance their socio-economic well-being. The study therefore was conducted to assess the effect of mic...