The Cause of Non-Performing Loan in Retail and Commercial Working Capital (Case of Bank XYZ in Province Nanggroe Aceh Darussalam)
Journal Title: International Journal of Academic Research in Business and Social Sciences - Year 2018, Vol 8, Issue 12
Abstract
The purpose of this research is to study and analyze the determinant factors of non-performing loan in retail and commercial working capital commercial banks’ interest margin in Province Nanggroe Aceh Darussalam (NAD) Indonesia. This study extends the literature on the determinants of NPL through investigating whether banks XYZ in NAD anticipate non-performing loans by provide information about the factors that cause non-performing loans and how alternatives are resolved. This study implies in broaden knowledge and share the experiences of researchers as practitioners in the banking sector and as a comparison between theoretical concepts and the existing reality conditions as a result of research.
Authors and Affiliations
Muhamad Abdul Haris, Dwinita Aryani
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