The Effect of Financial Ratios to Return on Assets of the Sharia Rural Bank in Surakarta Residence
Journal Title: Journal of Economics, Finance and Management Studies - Year 2023, Vol 6, Issue 06
Abstract
The purpose of this study was to determine the effect of Capital Adequacy Ratio, Financing to Deposit Ratio, Non Performing Financing, and Operational Efficiency Ratio on ROA at Sharia Rural Bank. The data used in this study is secondary data (panel data) from Financial Service Authority’s (OJK Solo), which is an annual report published by Sharia Rural Bank in the Surakarta Residence listed on the Financial Service Authority’s (OJK Solo). Data analysis using multiple linear regression. The result are Capital Adequacy Ratio (CAR) and Financing to Deposit Ratio (FDR) have no significant effect on Return On Asset (ROA), Non Preforming Financing and Operational Efficiency Ratio (OER) have significant effect on Return On Asset (ROA), Simultaneously all of variable Capital Adequacy Ratio, Financing to Deposit Ratio, Non Preforming Financing, and Operational Efficiency Ratio have a significant effect on Return On Asset.
Authors and Affiliations
Hernawati Pramesti, Nanda Rachelia Christianita, Mujiyono
Keywords
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- EP ID EP727154
- DOI 10.47191/jefms/v6-i6-34
- Views 71
- Downloads 0
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