TINJAUAN HUKUM ISLAM TERHADAP MANAJEMEN PENGELOLAAN DANA PADA BAITUL MAAL WAT TAMWIL (BMT) AL-MUHAJIRIN KECAMATAN TOILI KABUPATEN BANGGAI
Journal Title: Tadayun: Jurnal Hukum Ekonomi Syariah - Year 2021, Vol 2, Issue 1
Abstract
Islamic financial institutions are increasingly showing their existence, which encourages us to be more selective in choosing one of these institutions to use their services. We need to pay attention to the compatibility of applying the principles of Islamic law in its activity. The question of how the process of managing funds is managed, as well as whether the process is in accordance with Islamic law is something that must be answered. The results of the study indicate that the fund management process at BMT Al-Muhajirin Toili has been systemized quite well in the welfare of its members both in savings and financing products. According to Islamic law perspective regarding the process of fund management, there is still confusion, especially in the implementation of murabahah and mudharabah contracts, this happens because the human resources used at BMT Al-Muhajirin Toili are not fully qualified, so it often causes gharar in the contract. In addition, in the transaction process there is still usury due to the use of conventional interest-based accounts.
Authors and Affiliations
Abdul Malik Firdaus; Muhammad Akbar; Sitti Nurkhaerah; Ahmad Arief,
Keywords
Related Articles
- EP ID EP710306
- DOI https://doi.org/10.24239/tadayun.v2i1.13
- Views 71
- Downloads 0
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